Business Deposit Accounts

  • Civis Business Checking

  • requires a minimum opening balance of $100.00. This account has a monthly service charge of $8.00 if the average daily balance falls below $1,000.00. Civis Business Checking will access a $2.00 monthly charge for a printed statement or $0.00 if the customer uses our online banking service and receives an electronic statement.

  • Freedom Business Checking

  • requires a minimum opening balance of $100.00. This account offers Identity Theft Protection benefits and Cellular Telephone protection for $5.95 monthly and an $8.00 monthly service charge will be assessed if the average daily balance falls below $1,000.00.

  • Money Matters Commercial Account

  • requires a minimum opening balance of $1,250.00. This account has a monthly service charge of $7.00 if the average daily balance falls below $1,250.00. A Money Matters account earns a competitive rate of interest that is compounded monthly. This account allows unlimited deposits; however, withdrawals are limited to a maximum of 6 per month before a fee is assessed.

  • Civis Savings

  • requires a minimum opening balance of $100.00. This account earns a competitive rate of interest that is compounded quarterly. This account allows unlimited deposits; however, withdrawals are limited to a maximum of 6 per month before a fee is assessed. Civis Savings has a $5.00 service charge monthly if the average daily balance falls below $100.00.

  • Certificate of Deposit

  • requires a minimum opening balance of $1,000.00. This account offers various terms and earns a competitive rate of interest.

TYPES OF LOANS
  • Business Loans
  • Business Lines of Credit
  • Equipment Loans
  • Agriculture Loans
TOOLS TO GET STARTED
  • Merchant Services

    • Free Placed EMV terminals
    • Free Placed touch screen POS systems
    • Free Placed mobile apps and swipers

  • Payroll Processing

    • 1st month free to new customers to try out the service

  • ATM processing and placement

    • Free placed ATM (Processing volume based)

  • Check verification and guarantee services

    • Free placed check scanner (must have merchant account also)