CHECKING OPTIONS TO FIT YOUR LIFE

  • CIVIS CHECKING

  • IDEAL FOR:

    Those who have direct

    deposit and want free

    checking.

    • No minimum daily balance
    • Free Visa Check Card
    • Free Text Alerts
    • No Transaction limit
    • Free with E-Statement

  • FREEDOM CHECKING

  • Ideal for:

    Those who want extra

    protection at a low, flat

    monthly rate.

    • No minimum daily balance
    • Mobile Banking with Alerts
    • Identity theft protection
    • Free text alerts
    • No transaction limit

  • PRIVILEGES CHECKING

  • Ideal for:

    Those who want to add

    extra benefits to their

    checking account.

    • Mobile Banking with Alerts
    • Identity theft protection
    • Free Visa Check Card
    • Accidental
      Death/Dismemberment
      benefits

  • PRIVILEGES CHECKING CLUB 62+

  • Ideal for:

    Seniors who want to add

    extra benefits to their

    checking account.

    • Mobile Banking with Alerts
    • Identity theft protection
    • Free Visa Check Card
    • Accidental
      Death/Dismemberment
      benefits

  • Advantage Checking

  • Requires a minimum opening balance of $5,000.00. This account offers Identity Theft Protection benefits, Cellular Telephone protection and personalized checks at no cost. Advantage checking receives interest on this account at a competitive rate compounded monthly.

  • NOW Checking

  • Requires a minimum opening balance of $1,000.00. This account receives interest at a competitive rate compounded monthly.

  • Privileges Checking

  • Requires a minimum opening balance of $100.00. This account offers Accidental Death and Dismemberment Insurance Benefits in addition to Identity Theft Protection benefits and Cellular Telephone protection for $7.00 monthly for Privileges Club 62+ account holders for $15,000.00 coverage. Customers that are of the age 62+ and want $25,000.00 coverage we offer the Privileges Club 62+ Gold for a service charge of $9.00 monthly. For customers that are under 62 years of age we offer two levels of coverage. These are referred to as Privileges Basic for $15,000.00 coverage at a cost of $8.00 monthly or Privileges Bonus Club for $25,000.00 coverage at a cost of $10.00 monthly. Account owners receive personalized checks at no cost.

  • Money Matters Money Market Account

  • Requires a minimum opening balance of $1,250.00. This account has a monthly service charge of $7.00 if the average daily balance falls below $1,250.00. A Money Matters account earns a competitive rate of interest that is compounded monthly. This account allows unlimited deposits; however, withdrawals are limited to a maximum of 6 per month before a fee is assessed.